Discover the Best Cottage Country in Ontario: The Ultimate Guide to Where to Buy a Cottage

Discover the Best Cottage Country in Ontario: The Ultimate Guide to Where to Buy a Cottage

A cottage is one of life’s largest acquisitions and requires careful consideration on many accounts. First and foremost, where to buy. Cottage country is a region in central Ontario that encompasses Georgian Bay, Parry Sound, the Almaguin Highlands, Muskoka Lakes including Lake of Bays and Huntsville, Haliburton, Kawartha Lakes, Peterborough and The Kawarthas, and Northumberland County. With an area this vast, it’s hard to know where the best place to buy a cottage is. And the answer isn’t just one of these regions. Ultimately, it’s a very personal decision based on a family’s budget, wants and needs.

From Muskoka Lakes to Kawartha Lakes, we’ve put together a list of the top destinations to buy a cottage. Read on to discover the best cottage country in Ontario to buy your dream cottage.
 

Muskoka, Ontario

Muskoka is Ontario’s premiere summer destination and one of the first places people think of when the words cottage country are uttered. After all, Muskoka is the most sought-after region given its stunning topography, access from the GTA and popularity among movie stars, sports figures and other high net worth people.
 
Best known for it’s big three lakes, Lake Muskoka, Lake Rosseau and Lake Joseph, Muskoka is also home to an abundance of small to medium sized lakes.  If you are considering buying a cottage in Muskoka the first key consideration is budget. Defining your budget will determine if you want to consider this scenic region and secondly which area or lake to start your search.
 

How Much Does It Cost to Buy a Cottage in Muskoka?

With a budget between one and two million dollars, a cottage on a small to medium sized lake in Muskoka is attainable. Properties on the big three lakes require a budget of over two million dollars for a modest cottage on a smaller lot with less shoreline. Buying a cottage in Muskoka is a status symbol so if privacy and luxury are on your list your budget will need to exceed five million dollars.  One thing to keep in mind, the smaller the water frontage, the lower the property taxes so buying a smaller property in an area of larger frontages will give you the best privacy for your money.

Once your budget is determined, its time to home in on a specific area of Muskoka. Gravenhurst and Bracebridge are known as the Gateway to Muskoka as they are accessible from the GTA in under two hours. There are many lakes in Muskoka South with Lake Muskoka being the largest. Small to medium sized lakes of good quality include Six Mile Lake, Clear Lake, Morrison Lake, Muldrew Lake and Sparrow Lake. Leonard Lake is also a sought-after lake just north of Bracebridge.
 

The Almaguin Highlands

While the south-central region is extremely popular given its proximity to the GTA, many people consider buying a cottage further north. People who are looking for privacy, peace and tranquility can find this in Almaguin Highlands and it will cost a lot less than buying a cottage in Muskoka.

Lesser known than its southern counterpart, Almaguin Highlands is located just north of Muskoka and west of Algonquin Park covering the eastern half of The District of Parry Sound in Ontario.

The Almaguin Highlands boasts stunning topography of Canadian Shield, towering pines and shimmering lakes. It is here that nature lovers and outdoor enthusiasts flock to in all seasons for an array of activities or simply to get away from the hustle and bustle of urban life.

Popular Lakes in Almaguin Highlands

Given the vastness of this region, it may be difficult to narrow down a search for the perfect cottage. Some of the more popular lakes include Lake Bernard in Sundridge, Magnetawan Lake in Kearney, Lake Cecebe between Burk’s Falls and Magnetawan. Ahmic Lake is a popular lake among American citizens.  Just south of Restoule, Commanda Lake is home to the Limberlost Nature Preserve.

Lake Cecebe has a surface area of 770 hectares and is part of the Magnetawan River system. It also connects to Ahmic Lake providing over 40 miles of boating. Fishing enthusiasts know that the Magnetawan River offers some of the best fishing in Ontario.  
 

Haliburton Highlands, Ontario

Haliburton, nestled in the heart of Ontario, offers a serene and picturesque escape from the everyday. This region is characterized by a relaxed atmosphere, stunning natural beauty, and abundant lakes catering to various recreational activities. The towns within Haliburton County, including Haliburton, Minden, and others, each bring their unique charm to the area. They are known for their close-knit communities and tranquil settings, providing a more private and affordable alternative to more bustling tourist destinations.

Scenic landscapes, vibrant arts, outdoor adventures, festivals, and a welcoming community are the hallmarks of Haliburton County, also known as, the Haliburton Highlands.

What is the Best Lake to Buy a Cottage in Haliburton?

Haliburton offers a diverse range of lakes catering to different water-based activities. From motorized water sports on larger lakes such as Kashagawigamog Lake located between the town of Haliburton and Minden, ON to portaging, kayaking and canoeing on smaller lakes such as Glen Lake, known for its peaceful, motor-free environment. Deciding where in Haliburton Highlands to buy your dream cottage could be based on your desire for ultimate privacy or need for a less remote area. Buying a cottage closer to a town or village provides easy access to amenities and ties to a welcoming community.

 

Kawartha Lakes

With its alluring blend of natural landscapes and vibrant communities, Kawartha Lakes complements Haliburton's serene beauty, offering an equally inviting ambiance. Kawartha Lakes offers havens for those seeking a connection with nature and a slower pace of life. The region boasts a diverse range of lakes, perfect for all kinds of water-based recreation, and is surrounded by scenic beauty that changes with the seasons. From the lush greenery of summer to the spectacular colors of fall, these areas offer a year-round retreat for relaxation and exploration.

A more private and peaceful setting compared to more populated areas, Kawartha Lakes offers a cost-effective alternative for lakeside living and recreation. Additionally, most areas within The City of Kawartha Lakes can be accessed from downtown Toronto in under two hours.

What is the Vibe of Kawartha Lakes?

Kawartha Lakes is epitomized by a laid-back and relaxed pace. Residents and visitors alike find solace in the natural surroundings, often spending their days engaging in various outdoor activities such as fishing, boating, and hiking. The community is close-knit, where neighbors know each other and gather at local events and markets. The area's natural beauty encourages a lifestyle deeply connected to the outdoors, yet also offers the comfort and convenience of modern amenities, making it an ideal place for those looking to balance tranquility with community engagement.

 

Georgian Bay, Ontario

The region known as Georgian Bay covers an expansive shoreline running from the southern basin of Meaford, Collingwood, Wasaga Beach and Midland to Killarney in the north. Dotted in between with cottage country towns like Parry Sound and Pointe au Baril there is literally something to fulfil everyone’s cottage wish list.

Known as the sixth Great Lake, Georgian Bay boasts some of Ontario’s most beautiful scenery. Crystal clear turquoise waters and rugged, striking shoreline provide ample opportunity for stunning photography, inspiring paintings and daydream scenery in which to lose one’s thoughts.

Why Buy a Cottage in Northern Georgian Bay?

The more northern areas along Georgian Bay provide an off the beaten path vibe and peace and tranquility unlike the more populated southern region. Some cottages on Georgian Bay offer the utmost in privacy given that they are boat accessible only. Living on an island offers a unique and idyllic cottage experience for those seeking alluring scenery and the sound of waves lapping on their private shoreline.

Your Best Resource When Buying a Cottage in Ontario

This guide to the best places to buy a cottage in Ontario is not extensive by any means and hours could be spent Googling cottage country regions. Let the local Realtors with The Janssen Group be your ultimate guides to where to start your search and finally, buying your dream cottage.  

The Janssen Group Realtors are local professionals who live and work in communities throughout Ontario cottage country. Literally boots on the ground our real estate agents understand the market and will listen to your wants and needs in a cottage property. Based on your wish list our experts can narrow the search, saving you time and effort by only showing you properties that meet your criteria. Reach out to The Janssen Group today to get started!

Work With Us

Looking to buy or sell a cottage property? Let us elevate your real estate expectations. Whether it’s determining current value, crafting a competitive offer, or negotiating a win.