As Ontario’s 2025 cottage market winds down, one thing is clear: buyer priorities are shifting. While Muskoka remains a household name, many buyers—especially those seeking long-term value, rental flexibility, and lifestyle fit—are looking beyond the traditional hotspots.
Two regions have captured growing attention: Haliburton Highlands and Kawartha Lakes. Both offer a compelling mix of natural beauty, community charm, and investment potential. And while they’ve long been loved by locals and seasonal residents, 2025 marked a turning point in how these areas are viewed by a broader audience.
Haliburton: Nature, Privacy, and Quiet Growth
Tucked northeast of Muskoka, Haliburton County has quietly become one of Ontario’s most sought-after cottage regions. Known for its crystal-clear lakes, forested lots, and strong arts and culture scene, Haliburton offers a more laid-back, nature-focused alternative to its glossier neighbour.
In 2025, buyers were drawn to:
- Lakes like Kennisis, Redstone, and Haliburton Lake, where properties offer privacy, deep water, and stunning views
- Four-season access, with reliable roads, high-speed internet, and winter recreation
- A strong sense of community, with local markets, galleries, and events that make it feel like home—not just a getaway
Short-term rental (STR) interest also grew, particularly for well-maintained cottages with guest-ready amenities. While licensing is still evolving, buyers are increasingly mindful of local bylaws and the importance of being good neighbours.
Kawartha Lakes: Boating, Community, and Smart Investment
Stretching across a chain of connected lakes and charming towns, Kawartha Lakes continues to attract buyers who want the best of both worlds: waterfront living and walkable communities.
In 2025, interest surged in areas like:
- Bobcaygeon, with its vibrant downtown and lock-side charm
- Fenelon Falls, known for its trails, shops, and family-friendly vibe
- Balsam Lake, offering deep water, boating access, and strong STR appeal
While prices vary, many buyers found that Kawartha Lakes offered more flexibility and affordability than Muskoka, especially for properties with income potential. The region’s mix of full-time residents and seasonal visitors also makes it a great fit for those considering a gradual transition to year-round living.
Property Taxes: A Quiet Advantage
While lifestyle and location often drive cottage purchases, many buyers are also comparing property taxes across regions. In general, Haliburton and Kawartha Lakes tend to offer more modest tax burdens than Muskoka, especially when paired with lower assessed values and purchase prices.
For buyers thinking long-term—whether for personal use, rental income, or future resale—these differences can add up. It’s one more reason these regions are gaining attention from those seeking value, flexibility, and smart ownership.
Haliburton vs Kawartha Lakes: Which Cottage Region Fits Your Lifestyle?
Drive Time from Toronto
- Haliburton: Approximately 2.5 to 3 hours
- Kawartha Lakes: Approximately 1.5 to 2 hours
Nearest Major Airport
- Haliburton: Toronto Pearson International Airport
- Kawartha Lakes: Toronto Pearson, plus regional access via Peterborough Airport
Year-Round Access
- Haliburton: Excellent, with well-maintained roads and strong winter infrastructure
- Kawartha Lakes: Excellent, especially in towns like Lindsay, Bobcaygeon, and Fenelon Falls
Best Lakes
- Haliburton: Kennisis Lake, Redstone Lake, Haliburton Lake, Drag Lake
- Kawartha Lakes: Balsam Lake, Sturgeon Lake, Cameron Lake, Pigeon Lake
Top Communities
- Haliburton: Haliburton Village, Minden, Carnarvon, West Guilford
- Kawartha Lakes: Bobcaygeon, Fenelon Falls, Lindsay, Omemee
Lifestyle Appeal
- Haliburton: Nature-focused, quiet, artistic, and community-driven
- Kawartha Lakes: Boating culture, walkable towns, family-friendly, and vibrant summer scene
Short-Term Rental Potential
- Haliburton: Growing interest near popular lakes and trails
- Kawartha Lakes: Strong demand in waterfront towns and lockside communities
Affordability
- Haliburton: Generally more affordable than Muskoka, with untapped value
- Kawartha Lakes: Mixed pricing—some pockets rival Muskoka, others offer great value
Amenities & Services
- Haliburton: Grocery stores, healthcare, galleries, trails, and seasonal events
- Kawartha Lakes: Full-service towns with hospitals, restaurants, boutiques, and recreation
What Buyers Are Looking For—and Finding
Across both regions, 2025 revealed a few consistent buyer priorities:
- Affordability without compromise: Buyers want quality, but they’re also watching the bottom line
- Rental flexibility: STR potential is a draw, but so is the ability to enjoy the property personally
- Lifestyle fit: Whether it’s boating, hiking, or simply relaxing by the fire, buyers are choosing regions that reflect how they want to live
Haliburton and Kawartha Lakes delivered on all fronts—offering not just properties, but possibilities.
2026 Ontario Cottage Season
As we look ahead to 2026, these regions are poised to continue their quiet rise. Inventory may remain tight, but interest is strong—and buyers who act early will have the advantage of choice, insight, and time to plan.
The Janssen Group is here to help you navigate every step of the journey, from exploring listings to understanding local bylaws and finding the right fit for your goals. Reach out to local Haliburton and Kawartha Lakes Realtors, Drew and Kristin Bishop today!
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